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 Barbara Cole is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Arizona, California (CA Insurance Lic.# LD0725625), Nevada, Oregon, and Washington. No insurance business may be conducted outside this/these states referenced.

Barbara Cole is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of Arizona, California, Florida, Indiana, Michigan, Montana, New Mexico, Nevada, Oregon, and Washington. No offers may be made or accepted from any resident outside the specific states referenced.

Barbara Cole is also separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Arizona, California, Florida, Indiana, Michigan, Montana, New Mexico, New York, Oregon and Washington. As such, these services are strictly intended for individuals residing in the specific states referenced.

Neither Cole Insurance and Financial Services, New York Life Insurance Company, NYLIFE Securities LLC, Eagle Strategies LLC, nor any of their representatives, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Cole Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.